Kirk Eaton Mortgage specializes in working with First Time Home Buyers. We understand being a First Time Home Buyer and shopping for a mortgage can be stressful, overwhelming and confusing so our mission is to make your experience as easy and stress-free as possible.
A mortgage pre-approval is essential in the process of purchasing a home. Not only will it tell you how much of a mortgage you pre-qualify for based on your income but your mortgage rate is locked in for a specific period of time to protect you from interest rate increases. Your Realtor will also appreciate knowing you are pre-approved and can use it in the negotiating process in a purchase transaction.
Purchasing a home is one of the biggest decisions you will make in your life, and having a team of professionals to guide you through this process is essential.
Kirk Eaton Mortgage does a full analysis on your current mortgage to see if refinancing your mortgage makes sense. Consolidating debts, improving cash flow, changing your mortgage terms and equity take out are just some of the typical reasons for a mortgage refinance.
If your mortgage is coming up for renewal contact Kirk Eaton Mortgage to see if you truly are getting the best deal. Don’t just settle for what your current lender is offering as it is always important to get a second opinion.
Self-employed individuals often face many challenges when trying to obtain mortgage financing including proof of qualifying income. Kirk Eaton Mortgage understands these challenges and specializes in working with those self-employed to get you the best mortgage product and interest rate on the market.
If you are New to Canada and lack credit and/or employment history, attaining a mortgage can be difficult. Kirk Eaton Mortgage has access to lenders who will overlook the credit & employment history and base an approval on adequate down payment and/or net worth. You have options!
Many Canadians own a secondary property whether it be a condo in the city or a cottage property to enjoy and relax on weekends. Let Kirk Eaton Mortgage get you the proper financing for these properties with ease for whatever your lifestyle desires.
If you are thinking of purchasing an investment property different qualifications apply. Have Kirk Eaton Mortgage guide you through the process so you can start to build your Net Worth today. We offer financing solutions on one or multi-unit residential investment properties, mixed-use and commercial properties.
If you are having trouble getting approved through your bank due to bruised credit, we can help with our access to many alternative lenders. Not only can we get you approved, but we will give you strategic advice on how to re-build your credit and get you back with a A lender in a short period of time.